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Keeping Families in their Homes Facing foreclosure could be the start of a new future

Cardinal Community

Recent Testimonials

"I appreciate all of your efforts that led to this moment and already I’m planning on a course to rid myself of enough debt. Thank you so very much for your services...the weight I had been feeling upon my shoulders is decreasing by the minute."


Cardinal client - Belleville, Ontario View all testimonials

From the Blog

Making Decisions Without All The Information

David Hamilton September 13th, 2013

Frequently in the mortgage business, brokers, investors and lenders are required to make lending decisions even though they don’t have all the information to make the best-informed decision. Nobody wants to screw up, so quite often a lender or investor will simply say “no” to a potential opportunity. This is the fear-driven choice to make. Read more…

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From the Blog

Understanding the Cardinal Approval Process

David Hamilton July 30th, 2013

Most of our refinance program clients are referred to us through our extensive mortgage broker network. We provide a checklist of things we need – like any lender would – and brokers, working with the clients, provide that information to us. The applications that are the most complete will receive an approval decision that much Read more…

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Recent FAQ'S

What happens if the client cannot get a mortgage at the end of the term?

The client would then forfeit the Purchase Option Credit and be unable to repurchase their home. The home is then sold by Cardinal and the investor’s principal investment is returned.

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