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Keeping Families in their Homes Facing foreclosure could be the start of a new future

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Recent Testimonials

"Cardinal is a unique mortgage investment opportunity in that not only does it provide outstanding security investments for investors but it serves a dual purpose of helping Canadians stay in their homes. It's just terrific to see a company that has a model where both the investor and the client win."

Financial advisor - Ottawa, Ontario area View all testimonials

From the Blog

The Meaning of the Cardinal Mission

David Hamilton June 26th, 2013

Once in a while, I get into a good conversation about the significance of the Cardinal Home Investments mission statement: Keeping Families in their Homes. I had one of these discussions with my colleague Frank the other day, and it reminded me of why I do what I do. So I thought I’d share it Read more…

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From the Blog

Understanding the Lease Option

David Hamilton July 25th, 2013

At the heart of Cardinal’s Refinance Program is a lease option agreement between Cardinal and its clients. When a client enters our program, we purchase the property from them and put in place a lease option that provides the client with the option of purchasing the home back at the end of the term. It’s Read more…

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Recent FAQ'S

Does the client earn interest on their Purchase Option Credit?

Yes. If the Purchase Option Credit is not applied to the home as equity, then it is held in trust with Cardinal’s lawyer who deposits the funds into an interest bearing savings account or GIC.

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