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Keeping Families in their Homes Facing foreclosure could be the start of a new future

Cardinal Community

Recent Testimonials

"The mortgage broker helped me not to lose optimism. She introduced me to Cardinal ... who helped me. I feel like I am the owner again. I feel like I found a friend. In business we need reliable people, and I am sure that you are exactly such people."


Enthusiastic Client - Greater Toronto, Ontario area View all testimonials

From the Blog

Why Cardinal Doesn’t Do Rent To Own

David Hamilton July 17th, 2013

We often get asked whether we do rent to own deals for clients who don’t have a sufficient down payment saved up but want to live in the home of their dreams. “Rent to Own” is a term applied to an agreement that features a Lease with an Option to Purchase. The way it works Read more…

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From the Blog

Understanding the Lease Option

David Hamilton July 25th, 2013

At the heart of Cardinal’s Refinance Program is a lease option agreement between Cardinal and its clients. When a client enters our program, we purchase the property from them and put in place a lease option that provides the client with the option of purchasing the home back at the end of the term. It’s Read more…

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Recent FAQ'S

Why is the monthly lease payment higher than market rent?

The monthly lease payment covers only the monthly expenses including the first mortgage payment, property tax, insurance, property management, and investment costs.

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